Best Real Money Baccarat Casinos in the US – Play Your Favorite Games Online
Last Updated: July 3, 2023
The explosion of online casinos over the past couple of decades has helped put this game on the map.
When it comes to US online casinos, you will find a decent number of real-money baccarat games featured on these sites. From classic games to those featuring special rules and exciting side bets, there is something for everyone.
Best US Baccarat Online Casinos
If you are an experienced player looking for the best baccarat site to play on, you’ve come to the right place. We are bringing you a selection of the best legal US online casinos offering real money baccarat games.
BetMGM Casino US (MI, NJ, PA, WV)
BetMGM Casino is one of the largest and best-known online gambling brands in the United States. The site is licensed in several states and offers a safe and modern platform filled with top-quality games.
When it comes to baccarat specifically, BetMGM Casino offers a couple of RNG tables as well as a few live dealer baccarat games available around the clock.
The live dealer section is where you’ll find the most excitement. Powered by Evolution Gaming, these tables offer an enjoyable experience similar to playing the game in an actual brick-and-mortar venue.
It is worth noting that BetMGM Casino features a very generous welcome bonus for all new players, so you can easily double your gaming bankroll to get started in style.
PokerStars Casino US (PA, MI, NJ)
Another flagship gaming brand with a strong presence in the US, PokerStars Casino caters to all your gaming needs. If you’re looking to play baccarat online for real money, the operator won’t let you down.
One option that some players may find interesting is multiplayer RNG tables. Here, you can play electronic baccarat on your own or with other players at the table, adding the social factor to the whole experience. There are also live dealer tables for those who prefer this option.
PokerStars Casino also offers a nice bonus for newcomers. In fact, you can choose from two different options depending on the size of your bankroll and your gaming habits.
FanDuel Casino US (NJ, PA, MI)
Another good option for online baccarat fans, FanDuel casino, is perhaps a lesser-known but equally safe and regulated online casino in several US states. The operator features several solid electronic options, namely:
- Baccarat Professional Series
- First Person Baccarat
There are also Live Dealer Baccarat games powered by Evolution Gaming, so in terms of variety, FanDuel Casino offers a bit more for fans of this classic game.
The welcome offer at FanDuel Casino is also interesting, as the operator gives new players a risk-free opportunity to play with their own money instead of a traditional deposit bonus.
Online Baccarat Real Money Bonuses
For a long time, baccarat has been a game played exclusively at brick-and-mortar casinos. It took a while for the game to become popular online, and it’s never reached the kind of popularity that games like roulette and blackjack enjoy.
As a result, the number of casino bonuses available for real money baccarat players is somewhat limited. Some US casinos will let you use the bonus funds issued as a part of standard bonus packages to baccarat tables, but there is almost always a caveat or two.
Since baccarat has a very low house edge, you can be almost certain that the money wagered will not count in full toward wagering requirements. The number will usually be as low as 5%, and that’s if you’re lucky enough to find a casino that will let you play baccarat with a bonus in the first place.
So, for every $100 wagered, you would clear only $5 or the rollover requirements. This is perfectly fine if you’re just playing for fun and don’t particularly care about the time vs. money ratio. However, this is not the most efficient way to clear casino bonuses for more serious players.
Every now and again, you will come across bonuses geared specifically towards online casino baccarat games, and you should always take advantage of these rare opportunities.
These offers will have much more reasonable wagering requirements, albeit the maximum amount you can get will often be pretty low.
Cashback Opportunities for Baccarat Players
Since classic bonuses aren’t that valuable, you should focus on other types of casino promotions, primarily cashback. It will give you a portion of your losses back regardless of the game you play, and it can be very helpful in offsetting your losses during bad sessions.
These cashback promotions are usually available during weekends, but they can also be an ongoing deal included in the VIP program, especially for more serious players playing at higher stakes.
While they may not seem as appealing as traditional bonuses, there is really not much difference between the two. You’ll have more losing sessions, and getting a part of your losses back is just as good as getting some funds ahead of time.
Types of Real Money Baccarat Games at US Casinos
As mentioned before, US casinos don’t offer as much variety in the baccarat department as they do for other games, even the likes of video poker. You can still find a few different versions of the game to match your gambling bankroll and gaming preferences.
One version that you’ll find across all US casinos is classic baccarat. As the name suggests, this is the game in its most basic format without any additional rules or side bets.
To play, you simply place your bet on a banker or a player side and wait for the RNG to produce virtual cards. If you’re coming from a brick-and-mortar background, you’ll appreciate this game in all its purity. The only difference is that digital hands happen much faster, so there is a lot more action.
First Person Baccarat
Developed by Evolution Gaming, First Person Baccarat is a crossover between live and electronic games. This variation was quite popular in some US casinos before they could offer actual live dealer tables.
While the game is still governed by an RNG, the interface is such that it gives you more of the actual casino feel. At the same time, the play is quite fast-paced, as everything is handled by a computer algorithm.
Live Dealer Baccarat
Almost all real-money US casinos have deals with Evolution Gaming to offer live dealer games. While the likes of blackjack and roulette are stars of the show, live baccarat games also attract a lot of attention.
Games are streamed live from various top-tier studios designed for this very purpose. You get to see the croupier dealing the cards, and everything happens in real time. The digital interface makes it very easy to place your bets within the allotted time.
Live Baccarat Squeeze
A special treat for all true fans of the game, Baccarat Squeeze takes your gaming experience to a whole new level, bringing it as close as possible to what you would get in a physical casino.
These are live baccarat tables where you can “squeeze” the cards as they are dealt instead of being revealed automatically. Fans of the game know that this is one of the biggest side perks in a live environment, and now you can get a taste of it online as well.
Unfortunately, not all US online casinos have this particular variation, so it may take some time and effort to find the one that does. That effort will be well worth it, though, as Baccarat Squeeze is easily the best option for those really passionate about the game.
Live Baccarat Casinos vs. Electronic Games: How to Pick?
These days, you can truly take your pick when gambling online. There are so many options at your fingertips that every player can easily find something for themselves. For baccarat players, though, the biggest dilemma is between electronic and live dealer tables.
Electronic tables have some advantages. They are fast, you can play at your own pace, and you don’t have to deal with other players. At the same time, all results are determined by an RNG, which always creates doubts for some players.
Live dealer games feature actual croupiers, physical cards, and many players playing simultaneously. All of this makes the game look and feel much more like its brick-and-mortar counterpart. Plus, as you get to see all the action and there are no computer algorithms involved, it’s much easier to believe things are on the up and up.
I’d say that most true baccarat aficionados will prefer live dealer tables. This game is particularly popular among fans of brick-and-mortar casinos, and they’ll always pick a table where they can see the dealer and the cards.
If you’re just learning the ropes, though, electronic tables may be a better choice. First of all, there is no time limit, which means you’re less likely to make any mistakes in a rush. Secondly, RNG games usually have lower minimum limits, so you can enjoy the game on a much smaller budget.
Online Casino Baccarat Tips
Whether you’re an experienced real money baccarat player or just starting out, it’s always good to remember some simple yet useful tips and tricks. We’re bringing you our top baccarat tips to help you win more and enjoy your time at the tables.
Tip #1. Always Bet Banker
It’s impossible to have a list of baccarat tips without this one being at the very top. When choosing between the banker and the player bet, you must always bet on the banker.
The reason is very simple. The house edge of the banker side is lower, which means your winning chances are better. Granted, it’s not a huge difference, but if you’re someone who plays regularly, this small difference will add up over time.
Tip #2. Never Bet on a Tie
In the same vein as the previous tip, you should avoid betting on a baccarat tie. You may be tempted by the potential for a big payout, but that potential is just a deception if you know the underlying numbers.
If you stick to the main bets (player and banker), you’ll have to deal with the house edge of 1.06%, which is probably the best you’ll find with any table games. However, when you bet on a tie, the house edge leaps to a whopping 14.36%! This should be more than enough to convince you to avoid it.
Tip $3. Look for No Commission Games
Because the banker bet has a slight advantage, most baccarat games will charge a fixed commission when you place a banker bet. This way, the casino ensures profit no matter what.
However, there are some online baccarat games that offer commission-free play. They are not easy to find, but they are worth looking for, as playing without commission makes baccarat virtually a break-even game (as long as you only bet on the banker).
Tip #4. Counting Cards Doesn’t Work in Baccarat
You may have heard myths and legends about how counting cards can help you win in baccarat. I’m sorry to say that these are nothing but empty stories and wishful thinking.
Online, decks are changed so frequently that any attempt at counting cards is completely pointless. You won’t get anywhere near the deck penetration you’d need for this strategy to work.
And, even if you did, baccarat is much different from blackjack, and the advantage you can get by card counting is very limited.
Tip #5. Stats Are There Just as a Distraction
Most online casino baccarat games provide a “racetrack” with historical results from the last few games (10, 20, and even 100). These may be fun to look at, but they don’t give you any actionable info.
If you notice the banker side won 35 out of the last 50 deals, this doesn’t mean that the player side is likelier to win on the next deal. This is a typical example of a gambler’s fallacy. As explained above, if you want to play a mathematically sound game, you should always bet on the banker's side without exception.
Tip #6. Manage Your Bankroll
Just like with craps or any other casino game, it’s important to have good bankroll management in place when playing baccarat for real money. You should know how much money you can afford to lose and stick to your limits at all times.
Tip #7. Be Careful With Side Bets
Some baccarat variations feature side bets. These give you an opportunity to make the game more exciting and potentially win big on any given hand. However, like with all special bets, there is a caveat.
Almost without a fault, these baccarat side bets all come with a significant house advantage. While the prospect of winning big may be alluring, playing these too often is a sure way to deplete your bankroll and lose much more money in the long run.
Tip #8. Test Different Betting Systems
While there is no strategy to beat online baccarat casino games, certain betting systems can still have their merits. Employing these can help you with bankroll management and make your experience at the tables more enjoyable.
When implemented correctly, a good betting system will also help you stick to the plan and not succumb to any emotions, good or bad. You’ll always know what to do, no matter how the cards break down.
Tip #9. Look Out for Good Bonuses
If there is an opportunity to pick up a bonus that you can actually use to play baccarat, always take advantage of it. These bonuses are quite rare at US online casinos, so you don’t want to miss out on them when they do come around.
Of course, you shouldn’t go out of your way to maximize the bonus value if this breaks your bankroll management rules. Proper money management remains one of the most effective baccarat strategies in existence.
Tip #10. Try Different Baccarat Variations
Since online casinos give you so many options to choose from, don’t limit yourself. Try different baccarat variations on offer and see which one you like the best.
That said, always make sure to read the rules of the particular game type. Don’t assume something is true just because it is so in other baccarat variations you played. That can be a costly mistake.
How We Pick Baccarat Casinos Online
Fans of online baccarat casino games in the US have plenty of options available to them. While this variety is good on the face of it, it can also make things more challenging. How do you pick the best of the best?
This is why we’ve established a very detailed and elaborate process that involves looking at a number of important aspects and following our editorial guidelines. By checking every single one of them out, we make sure to recommend only the best, safest, and most generous sites out there.
Legality & Safety
We only recommend fully legal and properly licensed US online casinos. These are the sites that got their licenses from appropriate state bodies and that operate within relevant laws.
This is by far the most important condition that any casino we recommend needs to satisfy. Playing in casinos that don’t have proper licenses puts your money and your private information at risk. Legal US casinos, on the other hand, have to adhere to very strict rules and guidelines.
Baccarat Games Variety
Baccarat isn’t the most versatile game out there, so you won’t find nearly as many types or variations as you would for blackjack or roulette. However, game developers have come up with a few different variants with slightly changed rules and added betting options over the years.
While many baccarat fans are loyal to the classic version, we give additional points to those casinos that take things a step further. Operators that provide more variety in terms of game selection get to rank higher, provided they excel in other criteria as well.
Bonuses & Promotions
No matter what your game of choice is, quality bonuses will help improve your experience and make your bankroll last longer. The reality is that most bonuses are geared towards slots players, but some operators make it a point to create promotions for table game aficionados.
We take the time to check current and past promotions at our recommended US casinos to see what they have to offer to baccarat players. By doing this, we highlight operators where your baccarat dollars will go further.
Mobile Play Options
All US online casinos offer a way to play baccarat for real money on the go. Whether it is via a mobile app or through a mobile-ready site, you will have no problems taking your gaming experience with you.
That said, not all of them provide the same quality of experience, and that’s hard to know until you’ve started playing yourself. To save you some time (and possibly frustration), we test all the casinos listed on our sites on different devices to see how they behave.
Customer Support Quality
Another more general aspect that applies across the board is customer support quality and responsiveness. No matter what games you play online, there will come a moment when you’ll need some assistance or clarification.
It is at times like these that you want customer support to be up to the task and help you with no delays. Thus, we take the time to thoroughly test this particular aspect of every online casino and rate their support team.
Baccarat Online Casino Games Summary
If you’re a baccarat fan, you can find your favorite game across almost all regulated online casinos in the United States. While it’s not as popular as some other table games, it’s popular enough that casinos can’t afford to go without it.
Whether you prefer to play live or at electronic tables, for small or high stakes, all options are available to you. You can enjoy the game at your own pace, without any pressure.
Sign up with one of our recommended casinos or try sweepstakes, and you’ll be certain you’re in good hands. These casinos will provide you with a safe, player-friendly, and rewarding environment where you can play the best baccarat games at any time of day or night!